Additional Resources & Programs

Qualified applicants may be eligible for assistance programs not managed by MCDC. During our Home Pre-Purchase Consultation, we will verify your eligibility and connect you to any relevant down payment assistance or homebuyer programs. Additional resources and programs are listed below.

City of Midland's Homebuyer Assistance Program (HAP)

The HAP offers zero interest-deferred loans to qualified individuals and families. The program allows qualified buyers to purchase a home with permanent financing arranged by one of our banking partners. A lien in the amount of the HAP assistance will be filed as a second-position lien to the primary lending institution. The HAP loan will be forgiven if you reside in the house for ten years.

learn more

Homebuyer Equity Leverage Partnership (HELP) Program

Managed by the Federal Home Loan Bank of Dallas, this program offers up to $25,000 in down payment assistance and closing costs.

learn more

Lender Credits

Under certain circumstances, borrowers may qualify for coverage of $4,000 to $7,500 in closing costs.

Special Purpose Credit Programs

Qualified buyers may be eligible for programs that require no down payment, or a reduced down payment of only 3% to 5%, no mortgage insurance or a reduced mortgage insurance rate.

Homebuyer Resources

Language Access Resources - Translated Mortgage Documents

learn more

Mortgage Resources

learn more

Budget Worksheet

learn more